Monthly Archives: December 2010

11 Things To Know About Investing In 2011 — #7: Identify Your Risk Tolerance

7.     Identify your risk tolerance. Higher returns generally come with higher risks; so you must evaluate your willingness to put your assets at greater risk against your desire for higher returns.  Consider getting some financial advice about the right risk … Continue reading

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11 Things To Know About Investing In 2011 — #6: Read And Understand The “Fine Print”

6. Read—and understand—the “fine print.” It’s your money. Make sure you know what you’re doing with it and what the risks are. Protecting your hard-earned money is worth a few minutes of reading statements or disclosures, and asking enough questions to know what you’re getting into. Continue reading

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Extra! Extra! Read All About It! Financial Services Industry And CFPB Working Side-by-Side To Help Homebuyers

This will…but shouldn’t…surprise anyone: The financial services industry, the new Bureau of Consumer Financial Protection, and consumer advocates are working together on one of the most important aspects of the Dodd-Frank Act — the model mortgage and consumer loan disclosure … Continue reading

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Roundtable Core Values For Everyone For The Holidays

The Financial Services Roundtable is proud of the seven principles that make up its core values. To us, these seven – fairness, integrity, respect, responsibility, long-term stability, transparency, and community involvement – are more than just words: We and our … Continue reading

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11 Things To Know About Investing In 2011 — #5: Don’t Leave Money On The Table

5. Don’t leave money on the table. If your employer offers retirement saving matching (such as through a 401k), take it! That’s free money that can greatly increase your post-retirement “income.” Continue reading

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11 Things To Know About Investing In 2011 — #4: Slow And Steady

4. Slow and steady is great. Slowly and steadily increasing is even better. The key to reaching your investment goals is to steadily increase the capital invested. And increasing that amount—even by 1-3% of your salary—will significantly improve your savings. Continue reading

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Americans Increasingly Using Debit Cards As Debit Card Fees Are About To Increase

The federal government is poised to impose price controls that will shift merchants’ operating costs for accepting debit cards to consumers. This will result in higher fees for consumers for debit cards at the same time that they are becoming … Continue reading

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Larry Zimpleman Tells You How To Select A Financial Advisor

Larry Zimpleman, Chairman, President and Chief Executive Officer of the Principal Financial Group, recently sat down with the Financial Services Roundtable to explain how you should select a financial advisor.  His very sound advice: The decision is not about who your … Continue reading

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11 Things To Know About Investing In 2011 — #3: End Late

3. End late. One of the most effective ways to increase your retirement savings is to work—and continue investing—for a few more years. Continue reading

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Steve Bartlett: In Strong Defense of the Federal Reserve

As both a former Congressman, former owner of a small manufacturing company, and the CEO of the Financial Services Roundtable, I understand the value of price stability and full employment. I also fully understand that these goals cannot be reached through the politicization of the Federal Reserve and that the current debate, which has included both proposals to change the Fed’s mission and charges that border on demagoguery, runs the risk of compromising our central bank’s mission and weakening the economy. This absolutely cannot be allowed to happen. Continue reading

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